This program explores the issues of poverty and microcredit as it profiles numerous recipients of small loans in locales ranging from India to the Philippines to New York City. It tells the stories of how short-term loans of even a few dollars have resulted in dramatic lifestyle changes for families who otherwise would have no means of lifting themselves out of poverty. Those interviewed in the film include bankers, economists, scholars and other experts on past, present and potential successes of microcredit programs.