Health insurance in theory is supposed to pay most, if not all, of your medical bills that can arise during catastrophic trips to the emergency room or even planned visits to the doctor. But not only are Americans' co-pays and deductibles on the rise - many are also receiving surprise medical bills from doctors at in-network facilities that turn out to be out-of-network. These surprise medical bills can cause even those with insurance to dip into savings or borrow money. On Sunday, NewsHour Correspondent Megan Thompson reports from New Jersey, where state lawmakers are trying to tackle the problem..