With the economy in a downward spiral, more and more families are taking advantage of credit card offers to make ends meet, but are the credit card companies really taking advantage of them? NOW meets with families struggling to pay off the credit card debt they've accumulated -- a debt made even larger thanks to questionable industry practices like doubling and tripling interest rates without warning, increasing fees and penalties, and shrinking credit limits. We take a hard look at the small print in credit card offers, and at Congressional legislation aiming to regulate the industry.